Small Business & Cooperative Funds

Loan funds committed to restorative and reparative finance face a critical challenge: how do you deploy capital that your borrowers can successfully access and repay? Traditional business consulting falls short because it is not designed to integrate with lending operations or support the full loan lifecycle.

We partner with loan funds providing restorative and reparative capital to design and implement business assistance programs that work hand-in-hand with your lending operations – helping you build stronger borrower relationships on the front-end, making it easier to lend, and derisking loans on the back-end by supporting business growth and resilience throughout the life of the loan.

Program Design: We work with you to design business assistance programs tailored to your fund’s borrowers, building the infrastructure that integrates advising with your lending operations from pipeline through loan maturity.

Pre-Capital Business Support: We provide intensive one-on-one advising to help business owners develop business plans and financial forecasts, understand your fund’s financing terms, and successfully navigate the funding process from application through closing.

Post-Capital Business Support: We provide ongoing support throughout the life of the loan to help business owners succeed while mitigating the fund’s risk.

Program Management and Fund Integration: We manage your entire business assistance program, providing regular reports and ensuring smooth coordination between advising and lending operations.

We Share Your Values: We only partner with funds committed to restorative and reparative capital that recognize systemic barriers and work to shift power and build community wealth.

We Build Programs, Not Just Advise Businesses: We design the systems and processes that allow your fund to deliver business assistance at scale, not just one-off consulting for individual borrowers.

We Understand Non-Extractive Capital: We have deep experience helping borrowers navigate patient debt, recoverable grants, revenue-based loans, and profit-share equity, explaining these structures clearly and supporting successful repayment.

We Are In It For The Long Term: Our post-capital support continues throughout the entire loan period, which is critical for both borrower success and loan performance.

We Have Done This Before: Since 2016, we have supported diverse entrepreneurs in accessing over $5
million of restorative and reparative capital funds through our partners.

Contact us to discuss how we can work together to support your loan fund.