The following are resources available to support freelancers, independent artists, and small businesses impacted by COVID-19 in the City of San Francisco.
The following is a list of local, state, and national resources for any type of business in San Francisco.
[General] San Francisco Announces Measures to Support Small Businesses in Response to COVID-19: On March 11, Mayor London N. Breed announced measures to support small businesses in San Francisco that are experiencing a slowdown in business as a result of COVID‑19. Measures include deferral of business taxes and licensing fees, launch of economic relief fund, and other support efforts aim to help struggling small businesses and workers.
[Taxes] IRS: The Treasury Department and the Internal Revenue Service announced that distribution of economic impact payments will begin in mid-April and will be distributed automatically, with no action required for most people.
[Taxes] IRS Tax Day Now July 15: The Treasury Department and Internal Revenue Service announced today that the federal income tax filing due date is automatically extended from April 15, 2020, to July 15, 2020.
[Health Insurance] Covered California: Because of COVID-19, people can apply now for health insurance coverage if they are uninsured and eligible.
Housing & Utility Protections
The following is a list of housing and utility resources for individuals in San Francisco.
[Housing] Executive Order to Protect Renters and Homeowners: On March 16, 2020, Governor Gavin Newsom today issued an executive order that authorizes local governments to halt evictions for renters and homeowners, slows foreclosures, and protects against utility shutoffs for Californians affected by COVID-19.
[Utilities] PG&E: PG&E announces a moratorium on customer shutoffs for nonpayment.
[Utilities] Comcast:Comcast’s comprehensive plan COVID-19 plan to help keep Americans connected to the Internet.
[Utilities] AT&T: Request a waiver of late fees and overage charges due to impact of COVID-19.
[Utilities] Verizon: If you are experiencing hardship because of COVID-19 and cannot pay your bill in full, Verizon will not charge you a late fee or terminate your service during this difficult period. To qualify, you must let Verizon know about your hardship.
The following is a list of resources for freelancers and independent contractors in San Francisco.
[Funding] San Francisco Arts & Artists Relief Fund: Mayor London Breed announced $1.5 million towards grants to individual artists, teaching artists, and small- to mid- budget sized arts and cultural organizations administered by the Center for Cultural Innovation. Individuals may apply for up to $2,000.
The following is a list of resources for small businesses in San Francisco.
A majority of the funding support for small businesses at this time is in the form of loans. We do not recommend loans as a means for funding unless your business fills an essential need in the current environment or provides a product or service that will likely withstand the economic impact of this crisis over the next few years.
[Crowdfunding] GoFundMe: The GoFundMe Small Business Relief Initiative is intended to support local businesses facing financial loss.
[Grants] Black Business Relief Fund: Collaboration between Shea Moisture and We Buy Black to provide business grants to We Buy Black businesses in response to the COVID-19 pandemic.
[Grants] The James Beard Foundation Food and Beverage Industry Relief Fund: The purpose of the James Beard Foundation Food and Beverage Industry Relief Fund is to provide critical financial assistance to small, independent restaurants that, due to the COVID-19 (Coronavirus) national disaster, have an immediate need for funds to pay set operating expenses and keep from going out of business.
[Grants] The Red Backpack Fund: Sara Blakely, Founder of Spanx, has established a fund to provide business grants to female entrepreneurs. Grants up to $5,000.
[Grants] Verizon Small Business Recovery Fund: With a $2.5 million investment from Verizon, LISC is offering grants to help small businesses fill urgent financial gaps until they can resume normal operations or until other more permanent financing becomes available.
[Loans] SBA Disaster Assistance Loan Program: The U.S. Small Business Administration announced on March 12 that it will provide disaster assistance loans for small businesses impacted by COVID-19.
[Loans] SBA Paycheck Protection Program: The Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll. SBA will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities.
[Work Sharing] Work Sharing Program: California’s work sharing provides employers with an alternative to lay-offs if a temporary reduction in workforce is needed.
[Worker Support] Bartender Emergency Assistance Fund: USBG National Charity Foundation’s emergency assistance fund for individuals employed as bartenders or the spouse or child of a bartender.
[Worker Support] California Restaurant Association: Restaurants Care offers emergency assistance to California restaurant workers experiencing unexpected hardship. Typical grants range from $250-$1500.
[Worker Support] One Fair Wage Emergency Fund: Financial support for restaurant workers, gig worker and other hourly workers are facing unprecedented economic hardship from the coronavirus crisis.
[Worker Support] Restaurant Cares: The California Restaurant Association Foundation, a nonprofit that supports the state’s restaurant workforce through educational grants, has an emergency loan program to help restaurant workers cover basic living expenses.
[Payroll Taxes] Request Extension on State Payroll Taxes: Employers may request up to a 60-day extension of time from the State of California’s Employment Development Department to file their state payroll reports and/or deposit state payroll taxes without penalty or interest.
[Worker Support] ROC United Fund: Restaurant Opportunities Centers United is providing resources and financial assistance to restaurant workers impacted by the coronavirus crisis.
The following is a list of resources if your small business is renting a commercial property in San Francisco.
Moratorium on Commercial Evictions for Small and Medium-Sized Businesses in San Francisco: On March 17, Mayor London N. Breed announced a moratorium on commercial evictions for small and medium-sized businesses related to financial impacts caused by COVID-19. The moratorium will prevent any small to medium-sized business from being evicted due to a loss of income related to lost revenue or other economic impacts caused by the COVID-19 pandemic.
Leasing and Legal Assistance: Through its partnership with the Lawyers Committee for Civil Rights Legal Services for Entrepreneurs, the City of San Francisco helps San Francisco small businesses work with their landlords for lease negotiation, legal consultation, and related services.
The following is a list of resources for families in San Francisco.
[Education] Action for Healthy Kids: Resources to help parents and educators keep kids active and healthy while schools are closed or doing online learning.